Apr 6

While many people opt to handle the process of applying for Social Security benefits by themselves, there are many instances wherein hiring a Social Security lawyer can make things a lot easier. There is a large number of disability claims that are denied because of mistakes made at the beginning of the application process. The good news is that these decisions can often be reversed in favor of the applicant, once he or she hires an experienced Social Security lawyer to assist in the appeal process.

How long will it take before Medicare coverage takes effect?

If you currently receive Social Security disability benefits, you will automatically be qualified for Medicare benefits. Information about your Medicare benefits and your Medicare card will be sent to you shortly before you reach the age of 65 or before your 24th month of disability. In some cases, you may not be enrolled automatically in the Medicare program, particularly if you are not currently receiving any Social Security benefits. In this situation, you will have to set up an appointment with the office of the Social Security Administration. Upon receiving your application, the Social Security office will decide whether or not you are eligible for the program.

What does it mean if you are short one credit for disability insurance?

The Social Security Disability Insurance program requires applicants to have a certain number of credits that they have earned during a certain period, as well as a certain amount in earnings ten years before being disabled. Credits are earned every quarter of the calendar year. The Social Security Administration requires applicants to earn a specific amount in the course of a quarter. In order to qualify for Social Security Disability Insurance benefits, you should have accumulated credits for 20 quarters or more…which is equivalent to five years…during the last 40 quarters or ten years before you became disabled.

Working while you have a Social Security claim pending

Many people seem to think that they are not allowed to file for Social Security disability benefits while they are currently working. The fact is that you CAN actually apply for benefits, make an appeal, and even receive social benefits while you are currently working. Keep in mind however that your monthly income cannot be higher than your SGA or substantial gainful activity amount, which is $900.00. This is because the Social Security Administration does not considers applicants that are able to earn this amount disabled.

Apr 2

Social security benefits in the United States include the monetary compensation payable to individuals under the social security system, and are administered by the Social Security Administration. There are several categories of social security benefits, depending on the need that it seeks to address. Benefits may be payable to persons who have attained the stated pension age, or may be sick pay benefits to employees who are unable to work owing to chronic illnesses. Some segments of society can receive social security benefits through some specific clauses addressing that segment. Workers unable to continue their present jobs on once they have worked for a stipulated duration can still receive disability benefits. To address the differing requirements of different sections of the society, the Social security administration pays the social security benefits through two different programs; the Social security disability insurance program and the Supplemental Security Income (SSI) program.

The main criteria for availing social security benefits is that the person claiming the benefit is unable to work or has to stop working due to a medical condition that may last up to an year or result in death. However, the persons earning above a certain quantum of salary will not be considered for social security benefits. The administration’s Update (Publication No. 05 10003) stipulates the cut off amount for the present year and this amount changes from year to year depending upon the economic conditions. However, the Social Security Act does not recognize the validity of partial disability, and individuals claiming such conditions are not eligible for benefits. In case a person is unable to perform a previously held job, the administration looks for an equitable alternative for the person. It evaluates the person’s medical condition, age, education, past work experience and any skills that may fit another role. Should such efforts prove fruitless, and the agency is unable to provide the person with an alternative to earn his livelihood, the status of the employee as disabled would still be considered by the agency. State rules are more lenient for persons over the age of 50 and some benefits may accrue if the person applies for such relaxations. The chances of getting social security benefits are also better with persons employed only part time with meagre wages and insufficient savings.